Use your stuff? As in town plot? Have to rejoin the town. Creative? Have to claim new plots. Donator stuff? I'm pretty sure most transfers automatically.
Towns in debt are on the bottom of the list and players cannot join them from portal (town mayor has to send you an invitation ingame). And the stuff from your old inventory remains on your old username so you would have to change the name back, put stuff into a chest, then change again.
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